:root{--navy:#0E3B5C;--navy2:#0A2C45;--or:#F5922A;--or2:#D9761A;--cream:#F7F4EE;--ink:#1d2b36;--muted:#5D7183;--line:#E2DDD2;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:Poppins,system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:var(--cream);line-height:1.6}
a{color:inherit}
.wrap{max-width:1100px;margin:0 auto;padding:0 20px}
header{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px;gap:12px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;font-weight:700;color:var(--navy);line-height:1.15}
.brand img{width:44px;height:44px;border-radius:50%}
.brand small{display:block;font-weight:500;color:var(--or2);font-size:.8rem}
.btn{display:inline-block;background:var(--or);color:var(--navy);font-weight:700;padding:12px 22px;border-radius:999px;text-decoration:none;border:0;cursor:pointer;font-size:1rem;font-family:inherit}
.btn:hover{background:var(--or2);color:#fff}
.btn-ghost{background:transparent;border:2px solid var(--navy);color:var(--navy)}
.btn-ghost:hover{background:var(--navy);color:#fff}
.hero{background:var(--navy);color:#fff;padding:56px 0}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center}
.hero h1{font-size:2.4rem;line-height:1.15;margin-bottom:16px}
.hero h1 span{color:var(--or)}
.hero p{color:#BFD3E2;font-size:1.1rem;margin-bottom:20px}
.checks{list-style:none;margin-bottom:24px}
.checks li{padding-left:30px;position:relative;margin:6px 0}
.checks li:before{content:"✓";position:absolute;left:0;color:var(--or);font-weight:700}
.card{background:#fff;color:var(--ink);border-radius:18px;padding:26px;box-shadow:0 10px 30px rgba(0,0,0,.18)}
.card h2{font-size:1.3rem;color:var(--navy);margin-bottom:4px}
.card .sub{color:var(--muted);font-size:.9rem;margin-bottom:14px}
label{display:block;font-size:.85rem;font-weight:600;margin:10px 0 4px;color:var(--navy)}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid #cfd6dc;border-radius:10px;font:inherit;font-size:.95rem;background:#fff}
textarea{min-height:70px;resize:vertical}
.consent{display:flex;gap:8px;align-items:flex-start;font-size:.8rem;color:var(--muted);margin:12px 0}
.consent input{width:auto;margin-top:3px}
.card .btn{width:100%;margin-top:6px}
.hidden{display:none}
section{padding:60px 0}
h2.title{font-size:1.9rem;color:var(--navy);text-align:center;margin-bottom:8px}
p.lead{text-align:center;color:var(--muted);max-width:640px;margin:0 auto 34px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.svc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px}
.svc .ico{font-size:2rem;width:58px;height:58px;display:grid;place-items:center;background:#E3ECF3;border-radius:14px;margin-bottom:12px}
.svc h3{color:var(--navy);font-size:1.15rem;margin-bottom:6px}
.svc p{color:var(--muted);font-size:.95rem}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.step{background:#fff;border-radius:16px;padding:24px;border:1px solid var(--line)}
.step:before{counter-increment:s;content:counter(s);display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--or);color:var(--navy);font-weight:700;margin-bottom:10px}
.step h3{color:var(--navy);font-size:1.05rem;margin-bottom:4px}
.step p{color:var(--muted);font-size:.95rem}
.alt{background:#fff}
.zones{display:flex;flex-wrap:wrap;gap:10px;justify-content:center}
.zones span{background:var(--cream);border:1px solid var(--line);padding:6px 14px;border-radius:999px;font-size:.9rem}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:10px}
summary{font-weight:600;color:var(--navy);cursor:pointer}
details p{color:var(--muted);margin-top:8px}
.cta{background:var(--navy);color:#fff;text-align:center}
.cta h2{font-size:1.8rem;margin-bottom:10px}
.cta p{color:#BFD3E2;margin-bottom:20px}
footer{background:var(--navy2);color:#BFD3E2;font-size:.85rem;padding:26px 0}
footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
footer a{color:#BFD3E2}
.wa{position:fixed;right:18px;bottom:18px;width:58px;height:58px;border-radius:50%;background:#25D366;display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.25);z-index:20}
.wa svg{width:30px;height:30px;fill:#fff}
.legal{max-width:780px;background:#fff;border-radius:16px;padding:32px;margin:40px auto;border:1px solid var(--line)}
.legal h1{color:var(--navy);font-size:1.6rem;margin-bottom:16px}
.legal h2{color:var(--navy);font-size:1.1rem;margin:18px 0 6px}
.legal p,.legal li{color:var(--ink);font-size:.95rem;margin-bottom:6px}
.legal ul{padding-left:20px}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr}.hero h1{font-size:1.9rem}.grid,.steps{grid-template-columns:1fr}.nav .btn-ghost{display:none}}
@media(max-width:600px){.grid{grid-template-columns:1fr}}
.btn{white-space:nowrap}
@media(max-width:600px){.nav .btn{padding:9px 14px;font-size:.85rem}.brand{font-size:.9rem}.brand img{width:38px;height:38px}}